Kiva is the world’s first person-to-person microlending website, connecting lenders around the world with small-business entrepreneurs in developing countries.  Kiva’s mission is to connect people, through lending, for the sake of alleviating poverty.

This is how it works: people like you go to Kiva’s website ( and browse the listing of entrepreneurs in developing countries who are seeking micro loans.  You then donate as little as $25 to the borrower you select, 100% of which goes to the entrepreneur.

People like me, Kiva Fellows,  represent Kiva at a partner institutions in developing countries. Specifically, resources lent via Kiva pass through a Microfinance Institution (MFI) which then physically disperses the funds to the borrower. I will work with an MFI to ensure that they are following all Kiva procedures. More importantly, I will be working to strengthen the connection between lenders and borrowers by meeting with the entrepreneurs and writing journals so that you can follow their progress.

Conceptually,  microfinance is an idea that was first put into practice by Nobel Peace Prize winner Muhammad Yunus who founded Grameen Bank and has since shown the power of microfinance as a tool to alleviate poverty.  My personal conviction is that by entering into a relationship of lender and borrower, we form a direct interest in the well being of others and that this interest can translate as a means to tear down barriers and resolve conflicts.

Who Receives Kiva Loans?

The entrepreneurs seeking loans are individuals encumbered by poverty without a means of breaking the cycle. Microloans (loans of just a couple of hundred dollars) allow these individuals to get the capital necessary to buy raw materials such that they may produce, sell and turn a profit.  By enabling individuals to use the skills they already possess to sell baskets, embroider fabrics, or herd goats, microfinance gives those living in poverty a way to earn money to feed their families and put roofs over their heads.

To view the latest statistics on the impact Kiva has made, please click here.

Kiva’s Credentials

Kiva is a 501(c)3 non-profit organization, incorporated in 2005.

Kiva is supported, in part, by the Bill and Melinda Gates Foundation. Kiva also has partnerships with the Clinton Global Initiative, the W.K. Kellogg Foundation, The Rockefeller Foundation, and many more corporations and institutions around the world.

*Information on this page was derived from the Kiva website,